Merchant services made simple — and built for community banks.

A flexible, revenue-driving program that strengthens relationships and delivers the level of service your business customers expect.

Trusted by community banks like yours.

For more than 30 years, FiNet has focused exclusively on supporting community banks. With flexible program options, dedicated representatives, custom tools, and a proven recurring-revenue model, we’ve earned the trust of community banking partners and associations nationwide.

Kate Angles
Kate AnglesCommunity Bankers of Michigan
"CBM preferred partner, FiNet, provides excellent customer service, pricing, and products with their merchant services solutions to small businesses throughout Michigan. We are grateful for the exceptional partnership we have with them, and their focus and efforts with us, and Michigan community banks."
Matt Gotham
Matt GothamThumb Bank & Trust
We highly recommend FiNet based on our experience. Their team has been professional, knowledgeable, and responsive throughout our 15+ years of working together. We know our customers are in great hands when we connect them to FiNet.
Christopher Sandefur
Christopher SandefurPeoples State Bank
We were immediately impressed by the fast response and friendliness of everyone at FiNet. We never have to worry about whether our customers are being treated with the same level of care and service that we provide. We are happy to entrust FiNet with our merchant services, knowing that both the bank and our customers are in great hands.
Shantel Laird
Shantel LairdCroghan Colonial Bank
The service FiNet provides — coming out to see the merchant personally to determine how we can accommodate them — helps bring over their deposits and loans. We appreciate FiNet's efforts. It is a pleasure working with them.

Why banks choose FiNet.

Generate recurring non-interest revenue. Encourage customer retention.

Reduce your risk. No extra burden.

Your team introduces the merchant, and FiNet handles everything else — installation, onboarding, pricing, statements, and support. There’s no extra overhead or additional cost.

Or, if you prefer, you can be as hands-on as you’d like. The choice is yours.

Grow Deposits

Attract new business customers through cross-selling opportunities and a more diversified product offering.

Encourage Retention

Adding new services to existing relationships reduces the likelihood of account attrition.

Stay Competitive

As fintechs and integrated software reshape the banking landscape, ensure your bank offers customers competitive, modern, and technology-forward solutions.

Flexibility

Every program is built around the unique structure, customer base, and community of the financial institution it represents.

Control

You maintain full control of your program — including white-label options and final approval on pricing.

Revenue

Earn ongoing residuals for the life of each account — with revenue starting quickly and little to no startup cost.

Committment

We exist solely to support our bank partners. With no direct sales channel, you’ll never compete with us for your customers.

Designated Support

A dedicated account manager supports your program — and your customers get personalized attention from assigned sales and service reps.

Service

Our experienced U.S.-based in-house support team is equipped to resolve issues quickly and effectively.

Risk-Free

All applicants undergo a thorough underwriting process, but all account-related liability remains with FiNet’s processing partners — not the financial institution.

Technology

Your customers gain access to the latest payment and business management solutions — supported by a dedicated product team that stays ahead of evolving technology.

A better experience for you and your merchants.

For Your Merchants

For Your Bank

Ready to take your merchant services program to the next level?

Let’s talk about your goals, your current program, and what makes your institution unique. From there, we’ll recommend the program that fits you best.

Call

800.487.5577

Email

icba@finet.net

Click to access the login or register cheese

MX Retail POS

MX Retail POS is perfect for:

Clothing Stores • Convenience Stores
Bakeries • Boutiques
Markets• Specialty Stores

Key features include:

 • Simple Order/Check Out Process
 • Barcode Scanning and Label Printing
 • Sales and Discount Management
 • Tax Rate Customization
 • Inventory Tracking and Management
 • Style Matrix for Clothing and Shoe Stores
 • Food Stamp/eWIC Processing
 • Simplified Returns and Exchanges
 • Integration with Scales and Other Peripherals

  • Download the MX Retail POS product overview (PDF)

MX Salon POS

MX Salon POS is perfect for:

Hair Salons • Barber Shops
Estheticians • Nail Technicians
Tattoo Shops • Tanning Salons
Spas • Massage Therapists

Key features include:

 • Appointment Scheduling
 • Customer Profiles
 • Specialist Availability Tracking
 • Multi-Station Support
 • Inventory Tracking and Management
 • Customizable Service Catalog
 • Flexible Customer Payment Options
 • Staff Management

  • Download the MX Salon POS product overview (PDF)

MX Restaurant POS

MX Restaurant is perfect for:

Quick Service • Fine Dining
Bar and Lounge • Fast Casual • Pizza Shops
Food Trucks • Coffee Shops

Key features include:

 • Simple Ordering Process
 • Inventory/Ingredient Tracking
 • Menu Management
 • Online Ordering
 • Table Layouts
 • Order History
 • Multiple Split Checks
 • Pizza Builder
 • Tableside Ordering and Payments

  • Download the MX Restaurant POS product overview (PDF)